Benefits at a Glance
Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined by the type of facility and the number of days you stay.
Monthly Premiums
| Tier | $100 | $200 | $300 |
| Employee | $10.02 | $18.79 | $27.28 |
| EE & Spouse | $18.03 | $41.33 | $60.01 |
| EE & Child(ren) | $17.26 | $41.55 | $59.63 |
| Family | $25.27 | $64.09 | $92.36 |
- Spouse coverage available if Employee elects coverage
- Children (Unmarried to age 26) coverage available if Employee elects coverage
Plan Design
Guaranteed Issue: No medical questions or tests are required for coverage.
No Pre-Existing Limitations
Employees can use the benefit as they choose – for instance, to help offset co-pays, coinsurance or deductibles that may be tied to a hospitalization or lost time from work.
You can choose to purchase a daily benefit amount of $100, $200 or $300.
Portability
Benefit is portable, under age 70, at portability rates. Which means if you leave your current employer or retire, you can take the policy with you and select from a variety of payment plans.
Benefits
The Plan includes an Admission Benefit, a Daily Hospital, Intensive/Critical Care Unit and Rehabilitation Benefit, and a Wellness Benefit. (Only One type of Facility Confinement or Admission Benefit is Payable per Day).
See Certificate of Coverage for additional details.
Wellness Benefit
Plan includes an Annual Wellness Benefit when a covered person has a health screening test and submits a wellness claim.
- Covered Employee – $50
- Covered Spouse – $50
- Each Covered Child – $25 (50% of employee’s amount), up to an Annual Maximum of $100 total
- Wellness Claims Checklist & FAQ
- Wellness Benefit Instructions
- Submit a Wellness Claim Online
Additional Information
- Hospital Claims Checklist & FAQ
- Submit a Hospital Claim Online
- Hospital Indemnity Flyer ~ Explore your Benefits
- Voya Employee Benefits Resource Center
