Benefits at a Glance
Putnam County School employees have the option to select from two excellent Dental Insurance plans, both insured by MetLife.
Employees can choose either the “High (Premier) Plan” or the “Low (Basic) Plan”. Benefits will be for the plan year running from July 1st to June 30th.
All dependents can be covered to age 26 regardless of student status.
2026/27 Rates *
*Board of Education pays an additional $2.50 per month for each employee covered under the dental plan.
| Elected Coverage | High Option Employee Paid |
Low Option Employee Paid |
|---|---|---|
| Employee Only | $41.23 | $35.51 |
| Employee & Spouse | $79.32 | $68.52 |
| Employee & Children | $103.03 | $81.01 |
| Family | $139.87 | $114.06 |
Note: Rates are based on who in your family you wish to enroll. Premiums are paid on a “pre-tax” basis
Benefits
Summary of Benefits
The “High Option” plan pays 100% preventative, 80% basic services, 50% major & adult/child orthodontic.
The “Low Option” plan pays 100% preventative, 60% basic services, 50% major.
Children can be covered to age 26.
A $50 per person deductible applies to all fees except preventative.
Plan Provisions
All eligible employees must choose between the High Plan, the Low Plan or choose to waive coverage. Whichever plan is chosen, the employee must remain in the same plan until the next Open Enrollment period.
Plan Design
| Category Of Service | High Option | Low Option |
|---|---|---|
| PREVENTIVE PROCEDURES Cleanings, Exams, Space Maintainers, Fluoride for children (under age 16), X-Rays, Sealants, other preventive procedures | 100% | 100% |
| BASIC PROCEDURES Fillings, Anesthesia, Oral Surgery, Other Procedures, Periodontal & Endodontic Services | 80% | 60% |
| MAJOR PROCEDURES Crowns, Dentures, Bridges, Onlays, Other Services | 50% | 50% |
| ORTHODONTIA PROCEDURES Adult & Children to age 26 | 50% $1,500 Lifetime |
Not Covered |
| DEDUCTIBLE (no deductible for preventative/diagnostic) Basic & Major, Per Contract Year (7/1 to 6/30) |
$50 Family $150 |
$50 Family $150 |
| PLAN YEAR MAXIMUMS | $1,000 | $1,000 |
Resources & ID Cards
Find a Dentist: http://www.metlife.com/mybenefits or Call 800-438-6388 to have a list mailed.
You do not need a card for benefits; however, employees can register and print an ID card online through https://online.metlife.com/ (Search for Putnam County Public Schools) – REGISTER for your account first.
Employees can use the MetLife Mobile App – Search MetLife Dental from the APP Store
