Lincoln Financial
Benefits at a Glance
Employees can select a weekly benefit amount in $50 increments up to 60% of salary. Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness.
All coverage is subject to 3/6 Pre-Existing Condition Limitation.
See additional information about the plan design by reviewing the flyers listed below:
Summary Of Benefits:
Full-Time Employees
Bus Drivers
Short term disability insurance will help ease the financial stress of a covered illness or injury.
Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness.
Maternity Benefits are paid the same as any other qualifying disability, subject to any applicable pre-existing condition exclusion.
The pre-existing period is 3/6. This means that any resulting condition
from injury or sickness for which the Employee received medical treatment, services or incurred expenses for 3 months prior to the date of his or her coverage that results in disability within the first 6 months of coverage will not be covered.
Employees are required to use all sick-leave before using STD benefit.
Monthly Premiums
Rate per $10 of Weekly Benefit
| Job Class | Benefit Duration | Elimination Period | Premium |
| Full-Time | 24 weeks | 14 days | $0.38 |
| Full-Time | 20 weeks | 45 days | $0.21 |
| Bus Driver | 24 weeks | 14 days | $0.38 |
| Bus Driver | 20 weeks | 45 days | $0.21 |
Plan Certificates
Full-Time Employees
- Option 1
- 24 week benefit period
- 14-day elimination period
- Option 2
- 20 week benefit period
- 45-day elimination period
Bus Drivers
- Option 1
- 24 week benefit period
- 14-day elimination period
- Option 2
- 20 week benefit period
- 45-day elimination period
