BENEFITS AT A GLANCE
The Accident Plan provides coverage up front and schedules benefits for a broad variety of emergency, hospital, and follow-up treatment services.
Unless you tell Aflac otherwise, all benefits are paid in full – directly to you – even if you have other coverage.
ACCIDENT ADVANTAGE DETAILS
Accident Advantage Off the Job Brochure and Outline of Coverage
| Emergency Room Accident Treatment | $200 – ER with X-Ray $170 – ER without X-Ray |
| Doctor Office or Other Facility Accident Treatment | $150 – with X-Ray $120 – without X-Ray |
| Initial Hospitalization | $1,000 up to 18 hours $2,000 admitted directly to ICU |
| Confinement in the Hospital | $250/day up to 365 days |
| Intensive Care Unit | Additional $400/day for 15 days |
| Ambulance Benefit | $200 ground or $1,500 air |
| Blood/Plasma/Platelets | $200 per accident |
| Major Diagnostic Testing and Imaging | $200/calendar year |
| Accident Follow-up | $35/day up to 6 treatments |
| Therapy | $35/day up to 10 treatments |
| Appliances | Variable $25 to $300 |
| Prosthesis | $800 per accident |
| Prosthesis Repair/Replace | $800/lifetime |
| Rehabilitation Facility | $150/day |
| Home Modification | $3,000 per accident |
| Accident Specific Sum Injury | Variable $35 to $12,500 |
| Accidental Death | $10,000 Insured/Spouse ($5,000 Child)Hazardous Activity $40,000 Insured/Spouse ($10,000 Child) Other Accident $150,000 Insured/Spouse ($25,000 Child) Common-Carrier |
| Accidental Dismemberment | Variable $300 to $40,000 |
| Wellness Benefit | $60 per year |
| Family Support | $20/day up to 30 days |
| Organized Sporting Event | Additional 25% of the benefit payable to $1,000/year |
| Transportation | $600/round trip/3 years |
| Family Lodging | $125/night up to 30 days |
RATES
| Coverage | Accident Advantage OFF THE JOB |
|---|---|
| Employee Only | $19.76 |
| Employee + Spouse | $28.08 |
| One Parent Family | $32.89 |
| Two Parent Family | $42.77 |
Child(ren) Coverage: Dependent children are your natural children, stepchildren, legally adopted children, or children placed for adoption who are under age 26.
CLAIMS
Aflac Smart Claim – Submit claims online to get paid faster or
File a Paper Claim:
EXCLUSIONS AND LIMITATIONS
Refer to the Outline of Coverage for exact policy exclusions and limitations.
