Benefits at a Glance
Employees can elect the Hospital Confinement Indemnity benefit. This policy provides an admission benefit, daily benefit and continuous care benefit for eligible hospital confinements.
Hospital Plan Provider is with The Hartford.
Monthly Rates
| Coverage | $100 | $300 |
|---|---|---|
| Employee | $14.16 | $32.12 |
| Employee + Spouse | $24.22 | $62.16 |
| Employee + Child(ren) | $20.38 | $50.66 |
| Family | $30.44 | $80.70 |
Benefits
Hospital Admission
Payable when an insured is admitted to a hospital and confined as an inpatient because of a covered accidental injury or because of a covered sickness. Not payable for confinement to an observation unit, or for emergency room treatment or outpatient treatment. (5x daily benefit up to 3 days/year)
Hospital Confinement
Payable for each day that an insured is confined to a hospital as an inpatient as the result of a covered hospital stay. Confinement means assigned to a bed in a medical facility for a period of at least 20 hours. Hospital does not include nursing facilities, custodial care, rehab, elderly care, substance abuse or mental/nervous facilities. (daily benefit up to 90 days/year)
New Born Babies receive either $200 (for mother’s $100 daily benefit) or $500 (for mother’s $300 daily benefit) once per live birth.
Hospital Intensive Care
Payable for each day that an insured is confined in a hospital intensive care unit (2x daily rate up to 30 days/year).
Continuous Care Facility
Payable for each day an insured receives treatment as an inpatient receiving care at a rehabilitation facility, skilled nursing facility or hospice. (daily rate up to 30 days/year)
Plan Design
Employees have a choice of coverage level (Daily benefit amount) at annual enrollment. Employees can choose a daily benefit of $100 or $300, and can include coverage on spouse, child(ren) or family.
| Benefits | Amount |
|---|---|
| Hospital Admission- 3 days/per year |
Daily Benefit x 5 |
| Hospital Confinement | Daily Benefit, up to 90 days per year |
| Hospital Intensive Care | Daily Benefit x2 up to 30 days per year |
| Continuous Care | Daily Benefit up to 30 days/year |
| Waiting Period | None |
| Pre-Existing Limitations | None |
| Maternity Limitation | None |
| Age/Benefit Reductions | None |
Eligibility
Active, Full Time Employees, Spouse, Chid(ren) under age 26.
A spouse cannot be covered under the plan as an employee.
If both parents have employee coverage, only one parent can cover the children.
If the parent who is covering the children stops being insured as an employee, than the other parent may apply for Children’s coverage
Aflac through June 30, 2025
Aflac will mail certificates of coverage to employees once they become insured under the Group Hospital Indemnity Plan.
$100 Daily Benefit – High/Low Plan – Brochure- High-Low
$300 Daily Benefit- High/High Plan – Brochure- High-High
Certificate of Coverage
Hartford
Supplemental Health Claims Process- Accident, Critical Illness or Hospital
Aflac through June 30, 2025
Aflac Online Claims Filing, including Wellness Benefits.
You will need your personal certificate number to file the claim. Haralson County Schools Group Number is AGC 0000980250
If you have any questions, please contact our Customer Service Center at 1-800-433-3036, Monday through Friday from 8 a.m. to 8 p.m. Eastern time.
