Benefits at a Glance
Lincoln Financial
Short term disability insurance will help ease the financial stress of a covered illness or injury.
Employees can select a weekly benefit amount in $50 increments up to 60% of salary. Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness.
See additional information about the plan design by reviewing the flyers.
Monthly Premium
Rate per $10 of Weekly Benefit
| Job Class | Benefit Duration | Elimination Period | Premium |
| Full-Time | 24 weeks | 14 days | $0.38 |
| Full-Time | 20 weeks | 45 days | $0.21 |
| Bus Driver | 24 weeks | 14 days | $0.38 |
| Bus Driver | 20 weeks | 45 days | $0.21 |
Plan Design
Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness.
Maternity Benefits
Maternity Benefits are paid the same as any other qualifying disability, subject to any applicable pre-existing condition exclusion.
Summary of Benefits
Full-Time Employees
Bus Drivers
Pre-Existing Condition
The pre-existing period is 3/6. This means that any resulting condition from injury or sickness for which the Employee received medical treatment, services or incurred expenses for 3 months prior to the date of his or her coverage that results in disability within the first 6 months of coverage will not be covered.
Benefits Offset
- Amounts of weekly benefits will be reduced by any Social Security or other retirement income being received by the claimant.
- No benefit will be paid if you are injured on the job or collecting Workers Compensation benefits.
- Employees are required to use all sick-leave before using STD benefit.
Review the status of claims through the Lincoln Portal
Questions or contact:
1-877-321-1015
